The responsibility to ensure that your elderly parents have a decent life should not overwhelm your budget. This is because of thoughtful senior care financial assistance programs run by federal, state as well as local governments. They provide an easy application portal online with details on eligibility and the benefits in each case. Below are some of these programs which will lighten your burden to a great extent.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
Medicare- it is more than the common Part A and B which cover hospital and medical needs. Premiums for elders who are past their 65th birthday can be paid using their monthly benefits through direct deduction. Parents considered to have been in the low income brackets also receive subsidies on their monthly premiums. With such options, you will drastically reduce your monthly expenses.
Social Security- parents who earned their social security benefits based on the lower paying jobs have provisions in their favor. The Supplementary Security Income program may be an option that provides more in terms of monthly benefits. It is either run by the federal government or in collaboration with the state.
Administration on Aging- this is a specialized body to run the affairs of the elders. They offer a range of services including counseling, measures to protect them against abuse, enhance their long term well being and provide legal assistance. They provide a banner on their website with details and the starting point for families living with elders. Their instructions on how to benefit from the program are clear.
Department of Veteran Affairs/VA- this would be of assistance to elders who served in the force. It extends numerous benefits to individuals who were disabled in the course of duty. If the condition is getting worse over time, you are eligible for additional funds. They also take over medication, prescription and hospitalization. Their VA compensation and pension plans are worth considering.
Health Insurance Portability and Accountability Act or HIPPA- it provides rules of engagement and restrictions on discussing medical records and conditions with the physician. This should be a concern because it will hinder you from taking otherwise beneficial steps. The parent should designate the care giver to undertake such responsibilities. It should be sort early enough before the condition gets complicated.
United States Department of Justice- the department has the responsibility of executing the Americans with Disability Act. The act safeguards access to services for the disabled at all levels of government and private sector. The department has incredible publications on their website with information that would ease your burden if you are taking care of a disabled elder.
Food and Drug Administration- many elders are on multiple drugs because of their health conditions. The multiplicity of prescriptions could affect their health. As a care giver, it is advisable to know the drugs, their purpose in the body and possible side effects. This information is available from the website of the administration. It makes it easier to understand the condition of your elderly parent.
Other agencies and programs that may be of assistance include your US Senator since each has a dedicated specialist for the elders, Congressional Representative and the area agency on aging. The information is available from any location with clear directions on beneficiaries and application procedures. The websites provide contact details in case you need further clarification.
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